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ᐼ ൒ ٙ ༑
            Chairman's Message
            ੽ږ፺ᑮૅଣሞ͂ிৌబၾϓఱช͍ٙΣృᐑ

            Building Wealth and Fulfillment Through the Money Spiral Theory


          εᅰɛᏐ༈ேႩΝdʈЪٙɓࡈจ່݊ᒃ፺Ꮠ˹͛ݺකቖdတԑცӋe૧ૐfШ                 Japanese mentalist DaiGo introduced the ¨Money Spiral© theory, which advocates
          Ы݊щܠϽཀdӺ௞ኹϞεˇৌబdʑ၈੻ɪԑ੄kฏϞ፺dॆٙฏҞᆀ෗kҢ                 investing money in things you enjoy and that are related to your work. By honing
          ࡁϞ፬جഐ՘ږ፺™ၾ˜ጳሳ™dᜫʈЪ௴ிৌబၾֱ၅d͂ிږ፺ၾϓఱช                 your skills and improving your craft, you not only earn more but also experience
                                                              happiness by repeatedly engaging in activities you love, thereby forming a positive
          ͍ٙΣృᐑ෗k                                             cycle. In other words, instead of saving money, save ¨e ort©{investing in yourself
                                                              creates opportunities for growth.
          ˚͉࠯Зᛘːࢪ Mentalist DaiGo౤̈˜ږ፺ᑮૅ™ଣሞd˴ੵҪ፺ҳ༟ίఃᛇ˲
          ၾʈЪϞᗫٙԫيɪdጋᇖፑ͛Ҧঐd౤ʺҦஔܝdʔШঐᒃһε፺dɰΪࠠል                 To activate the Money Spiral, a crucial first step is identifying ¨interests worth
          Ϟጳሳٙԫdᐏ੻ֱ၅ชdҖϓ͍Σృᐑfɰఱ݊ႭdၾՉπ፺dʔνπɨ˜р                 investing in.© The psychological concept of ¨flow©  can serve as a filter for this  t
          ɢ™dٵҳ༟ІʉdʑϞዚึϓڗf                                    process. However, DaiGo emphasizes that implementing the Money Spiral isn§
                                                              easy. People often focus on immediate tasks rather than long-term goals. For
                                                              example, investing in yourself might take years to yield returns, making it tempting
          ࠅ઼ਗږ፺ᑮૅdɓࡈᗫᒟٙӉ᜷ఱ݊Ҭ̈ ˜࠽੻ҳ༟ٙጳሳ™f̙˸༶͜ː                 to spend money on instant gratification instead. Therefore, maintaining a ¨long-
          ଣኪɪ˜ːݴ™ (  ow )ٙ฿ׂd຅Ъጜ፯ᅺ๟fʔཀdMentalist DaiGo੶ሜdซ    term perspective© is essential to avoid falling into the trap of
          ੂБږ፺ᑮૅԨʔ࢙׸dΪމɛࡁ୦࿕Ꮄ΋ஈଣ଻ۃٙԫdϾڢܠϽ͊Ը೯࢝f                 short-term thinking while pursuing this approach.
          λˢڀ፺ҳ༟Іʉdცࠅڗಂʑঐ੻ՑΫజdҢࡁఱܘ̙ঐࣅ፺Ԯᆀdͭуᐏ੻
          ౕࣀfה˸dੂБவࢁଣׂٙཀ೻dһცڭܵ˜ڗಂൖ௉™dʑʔึໝɝ೵ൖڐ
          лٙ௘ԥf
          Most people would agree that one purpose of work is to earn money to cover living
          expenses and satisfy needs and desires. But have you ever wondered how much
          wealth is truly enough? Does having more money really make you happier? Is it
          possible to combine ¨money© and ¨passion© so that work creates both wealth and
          happiness, forming a positive cycle of  nancial growth and ful llment?
                                                                                   Chairman
                                                                           ɪૢྪɰ

                                                                           KAMIJYON TOSHIYA



            ࠯ ࢩ ٙ ༑
            Chief Advisors' Message
            ׼ːԈ׌dԈฆٝഹ

            Clarity of Mind, Awareness in the Details


          ΢Зፋฌٙ൮ႷdჯኬɛdྫМࡁdɽ࢕λl
                                                              Recently, Ne ul International made some slight adjustments in response to rising
          ɓϋ࢙׸ɦ˜݆˂™dϞٙɛఃᛇϵڀᄁ׳dϞٙɛఃᛇၠจॄ್d̬֙ν                   costs. While some may have expected a stir, upon closer listening, the gentle
          ݆dߎߎ˦˦d৉ʔߕ۔f                                        whispers of reason emerged: ¨Such adjustments are reasonable.© Many said, ¨Let§s
                                                              stock up{after all, these are essentials we wear daily.©
          ֋ٻᚣ਷ყʮ̡௰ڐމනᏐϓ͉ცӋdਂəԬฆሜdࡡ͉˸މϞዚึ൵ዚৎ                   This marks the third price adjustment I§e experienced with Nefful, and time
                                                                                        v
          Ꭸd˺୚୩ᛓdჀᑊ୚ႧdϞɛႭj˜வᅵɿฆሜʔཀʱ™dε൯ɓᓃdˀ͍                  and again, I§e witnessed the high caliber of everyone involved. Those who truly
                                                                      v
          ݊߈ٙf                                                understand seize the opportunity, while those who don§t yet grasp it will  nd their
                                                              time soon enough. In 2025, we look forward to the launch of new products, ushering
                                                              in yet another bright and prosperous chapter.
          ᘡᖍʊϞɧϣਞၾሜᄆdՉྼdɽ࢕ٙ९ሯேܘ৷fֻֻɓ଻ఱঐ޶߈ึܣ
          ᅵdɦঐܣᅵf޶ᏑٙɛҪ౥ዚึd޶ʔᏑٙɛɰӚᗫڷd2025ڎટอۜɪ
          ̹dɦ݊ɓਓλΈ౻f                                          Finally, I want to express my heartfelt gratitude to Ne ul International for providing
                                                              such exceptional Neoron products. Thank you to President Kamijyon for his generous
                                                              support and care. My sincere thanks also go to Area
                                                              General Managers Chang Chun Tong and Lee Chin Lien
          ௰ܝdࠅชᑽ֋ٻᚣ਷ყʮ̡౤Զவჿλٙ֋ߕᎲପۜdชᑽɪૢᐼ൒ٙێฌ                  for their guidance, and to the outstanding partners
          ၾ˕ܵdชᑽੵڲഁeҽږᇳ˃੉ਜᐼٙˏჯdһชᑽவɓ༩ԐԸd΍Νኧ৸                  and leaders of the Chen Shan Mei Success Team.
          рɢٙॆഛߕϓ̌ྠඟᎴӸྫМʿჯኬɛdҢࡁɓৎί֋ٻᚣ਷ყԫุɪ޴ʝ                  Together, we have supported one another, lifting
          ౤ᙳd޴ʝᏍώd΍࿲΍πf                                       each other up, thriving in this shared journey with
                                                              Ne ul International.
          Greetings dear esteemed guests, leaders, and partners !
                                                              Let us continue to grow, collaborate, and achieve
          Another year has flown by, bringing with it the renewal of spring. Some people   mutual success.
          delight in the blooming of a hundred  owers, while others cherish the lush greenery,
          the everlasting spring, and the vibrant energy of life{what a beautiful scene to   Thank you.
          behold.
                                                                      ୞Ԓ਷ყ࠯ࢩΤᚑᚥਪ
                                                                     Lifetime International Chief
                                                                          Honorary Advisors
                                                               ૎ᘡᖍ TSAO LUNG HAN
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